Agricultural Drone Insurance

Yes, we specialize in high-value agricultural assets like the DJI Agras series, providing comprehensive hull and third-party chemical liability cover.

Third-party liability cover under an agricultural policy is built specifically around spraying and spreading risk, including damage caused by chemical drift onto adjoining land — this is one of the largest liability exposures agricultural operators carry and shouldn't be treated as a generic add-on.

Hull and payload cover responds to accidental damage, flyaway or crash loss so you can get a replacement or repaired aircraft back in the field quickly — seasonal downtime during planting or spraying windows is often the costliest part of a loss, not just the repair bill.

Yes. Sensors, multispectral cameras and mapping payloads are scheduled and valued separately from the aircraft itself, since they frequently cost more than the drone carrying them and need their own accurate valuation.

We'll ask for your SACAA spraying authorisation and hazardous material handling certification as part of underwriting, since these directly affect the operational risk profile — cover can be arranged alongside the permit process rather than only after it's finalised.